HEALTH & WELLNESS

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Every retiree and their family situation is different. We cannot recommend a specific plan or the best options for you. Please feel free to ask questions in the above listed information sharing venues but the decision is a purely personal one and you must choose wisely. We recommend that you contact your respective union benefits office to get the most up to date information.

Please note that when you contact a medical provider/doctor's office and ask "Do you take my insurance?", they will likely say yes meaning that they will take whatever the insurance company will pay for out of network services and you will be responsible for whatever the remainder of the doctor has billed. 

The appropriate quest to ask is "Is your practice in network with my insurance provider?". If they say yes, you should confirm with the insurance provider because the list of participating doctors changes frequently these days. Another option is to contact the insurance provider first and ask which doctor/specialist is in network in my area, etc. The insurance provider's website may not be up to date with the latest list of doctors.

If you have questions regarding your health care coverage or anything about the 10-13 Club, contact Michael Fanning at hntsgt@gmail.com