The executive board of the Myrtle Beach 10-13 tries our best to provide the most complete information for our members when it comes to constantly changing workings of our health care coverage.
We have two venues that members can use to obtain information, share experiences and communicate with each other.
Please note that this group is vetted for NYPD members and their spouses to the best of our abilities. We encourage those who are interested in the Myrtle Beach area to join the group, read prior posts and ask questions.
Our current members have all been down the road of researching the most appropriate location to relocate for our families needs and most of us are happy to share our experiences and offer opinions.
This site is only for dues paying club members and allows us to post emails to individual email accounts. Members can respond and communicate with each other there, too. There is also a calendar of events, a place for photos, polls, etc.
Every retiree and their family situation is different. We cannot recommend a specific plan or the best options for you. Please feel free to ask questions in the above listed information sharing venues but the decision is a purely personal one and you must choose wisely. We recommend that you contact your respective union benefits office to get the most up to date information.
Please note that when you contact a medical provider/doctor's office and ask "Do you take my insurance?", they will likely say yes meaning that they will take whatever the insurance company will pay for out of network services and you will be responsible for whatever the remainder of the doctor has billed.
The appropriate quest to ask is "Is your practice in network with my insurance provider?". If they say yes, you should confirm with the insurance provider because the list of participating doctors changes frequently these days. Another option is to contact the insurance provider first and ask which doctor/specialist is in network in my area, etc. The insurance provider's website may not be up to date with the latest list of doctors.
If you have questions regarding your health care coverage or anything about the 10-13 Club, contact Michael Fanning at hntsgt@gmail.com
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